000roulette| Bank wealth management market is 29 trillion yuan: asset shortage is intensifying, product yields continue to decline

News summary

The 29 trillion yuan bank financial management market suffers from asset shortage000rouletteAs yields are declining, wealth management companies are working hard to increase product returns and guide investors to establish reasonable expectations.

Newsletter text

[The 29 trillion yuan bank financial management market encounters asset allocation challenges] With benchmark interest rates,000rouletteThe bank's financial management market is facing severe asset allocation challenges as well as the gradual withdrawal of high-interest deposit products from the market. At present, the total size of this market has reached 29 trillion yuan, but the yield of existing wealth management products and the performance benchmark of new products have shown a downward trend. Industry organizations and experts pointed out that since the beginning of this year, the financial management market has continued to be affected by the "asset shortage". Although product issuance is easy, actual operation has become more difficult. In order to enhance investors 'actual income experience, wealth management companies not only need to take a variety of measures to improve product income, but also guide investors to establish reasonable income expectations and cultivate their rational investment habits.